The 5 techniques most used by cybercriminals to steal your card details

The 5 techniques most used by cybercriminals to steal your card details

  • There are many types of attacks that hackers carry out to get money from their victims, however, there are some that are more common than others.

The increase in Internet scams is not something that catches anyone by surprise. The information that we upload to the network can end up in the wrong hands and there are more and more methods used by cybercriminals to get hold of it.

As users, we must be careful with the messages they send us, the links we enter and the files we download. Through them, hackers can access our personal and banking data.

Although there are many techniques used by attackers, in this article we are going to break down the most common ones that exist today.

Phishing

This tactic consists of impersonating the identity of another person, company or other entity to try to deceive victims. According to a study by Proofpoint, 86% of the companies it surveyed had suffered this type of attack in 2021 and 80% acknowledged having noticed the consequences.

Typically, cybercriminals use the emails, SMS, and social networks that we use every day to send fraudulent messages to their targets. In this way, they obtain personal or banking data or invite us to download files with malware that infect our devices.

Public Wi-Fi

Few establishments do not have a WiFi connection in 2022. Although this may be advantageous for those who do not have mobile data, these networks are not entirely secure and can be used to access the data on our device.

Experts recommend using the data whenever possible, especially if payments are to be made.

Malicious software

Through these malware, cybercriminals manage to take control of our smartphones, computers, tablets or other devices. These rogue software usually reach devices via fake phishing campaign files, alleged illegal movie videos, malicious apps, etc.

SIM-swapping

Cybercriminals can duplicate the SIM card of mobile phones to steal money from users. Specifically, this is done to obtain the confirmation code that banks send via SMS when we make bank transfers.

Man in the middle

This computer attack usually affects companies above all and can cause great economic damage. Cybercriminals usually spy on the transactions carried out by companies and when they detect one that interests them, they send an email pretending to be the other company to which they make the transfer and informing them that they have supposedly changed their account number to receive the money.

Rachel Maga
Rachel Maga is a technology journalist currently working at Globe Live Media agency. She has been in the Technology Journalism field for over 5 years now. Her life's biggest milestone is the inside tour of Tesla Industries, which was gifted to her by the legend Elon Musk himself.