There are credit cards in the United States that have very easy requirements to meet, since some do not carry out credit checks or require a bank account

For many consumers, it is essential to obtain a credit card in order to begin building their credit history and credit score in the United States.

However, making the request is not always successful, so you have to go one step further and identify which are the easiest credit cards to get in the country and we will tell you why.

OpenSky Secured Visa Credit Card

According to an analysis by WalletHub, the easiest credit card to obtain overall in the United States is the OpenSky Secured Visa, due to the fact that it does not perform a credit check for new applicants. Among the requirements to be met are:

  • A US mailing address
  • A Social Security Number (SSN)
  • A refundable security deposit of $200 or more
  • Have enough income to make the minimum monthly bill payments at least

OpenSky’s ease of approval requirements give people with no credit or poor credit the opportunity to start building a positive credit history right away. It has an annual fee of $35 dollars.

Petal 2 Visa Credit Card

The Petal 2 Visa credit card is one of the easiest credit cards to obtain in the United States. In addition, it has the main attraction of having no annual fee, making it an excellent option for consumers who want to build or rebuild their credit history. Plus, it charges no fees and offers 1% and 1.5% cash back rewards, depending on eligible purchases.

Credit card First Progress Platinum Elite Mastercard

According to WalletHub’s research, the First Progress Platinum Elite Mastercard secured credit card has very easy approval requirements, such as the fact that you do not require a bank account to be approved, since it is a secured credit card. . The line of credit secured by your $200 to $2,000 fully refundable deposit submitted with the application. In addition, it has an annual fee of $29 dollars.

Credit One Platinum Visa For Rebuilding Credit Card

The biggest draw of Credit One’s Platinum Visa For Rebuilding Credit card is that it’s an unsecured credit card geared toward people with bad credit. This option offers a 1% rebate on eligible purchases in exchange for your initial annual fee of $75 and $99, beginning in the second year.

Capital One Platinum Credit Card

The Capital One Platinum Credit Card is a starter credit card designed for people with limited or no credit history. The Capital One Platinum card also has a $0 annual fee and reports monthly to all three major credit bureaus, making it a great option for low-cost credit improvement.

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