• At Globe Live Media we tell you the characteristics of five credit cards so exclusive that they are only available to millionaires in the US and some parts of the world

For the common consumer, credit cards are financing instruments that allow them to make additional purchases, obtain rewards based on their consumption habits or even make ends meet due to current inflationary difficulties. But there are certain credit cards, which are only available to millionaires in the US and in some parts of the world, and which are used to maintain a life status full of luxuries and facilities.

Most of these credit cards are exclusive. It cannot be applied to them, but is earned through invitations or by reaching certain financial goals that many can only dream of.

At Globe Live Media we will tell you everything you need to know about five credit cards that can only be obtained by millionaires in the US.

1- American Express Centurion Card

This credit card, launched on the market in 1999, is the most exclusive in the world, and is also known as the “Amex Black Card”. According to a report prepared by Credit Karma, in order to obtain this card you must spend hundreds of thousands of dollars a year and have an income of at least $1 million dollars a year to qualify for one.

Information published by the specialized portal Investopedia indicates that previously, to obtain the American Express Centurion Card, you had to wait to receive an invitation from American Express itself.

However, now you can apply for this card if you are a regular user of American Express. In the event that you are approved, you will have to pay an initial fee of $10,000 dollars, as well as an annual surcharge of $5,000 dollars.

The American Express Centurion Card Annual Percentage Rate (APR) for cash advances ranges from 21.99% to 29.99%.

Although the features of this card are not available to the public, the Investopedia portal indicates that it offers luxurious travel facilities. This involves receiving specialized security attention and access to private waiting areas, as well as migration management services thanks to Centurion International Arrival services.

Other features of this card include the request for rooms in ostentatious hotels and reservations in sumptuous restaurants.

2- JP Morgan Chase Reverse Card

This credit card is made of palladium and gold (for this reason, this credit card was previously known as the “Palladium Card”). It is only available by invitation, which is obtained, according to a Credit Card Insider report, by having at least $10 million in investable assets with JP Morgan.

This credit card has an annual fee of $595 dollars, and has benefits such as car rental privileges, real-time security monitoring and specialized attention 24 hours a day for travel assistance.

3- Dubai First Royal MasterCard

The Dubai First Royal MasterCard credit card is embellished with gold and features a diamond in the center of the card. Although it is issued by the Dubai First financial institution, which is located outside the United States, the truth is that it is one of the most exclusive credit cards in the world, so it could not go unmentioned.

This card can only be obtained by invitation from Dubai First, it has no credit limit and no restrictions. In addition to these features, users of this card have a team of advisers who have the task of helping them with anything they need.

4- Stratus Rewards Visa Card

This credit card differs from the others by a particular aesthetic quality: it is white. It can only be obtained by invitation, and has rewards such as the accumulation of points for the use of private jets.

The Stratus Rewards Visa Card has an annual fee of $1,500 dollars.

5- Coutts World Silk Card

The credit card used by the late Queen Elizabeth II. According to Investopedia, only 100 other people have it, and they must meet the requirement of having at least $1 million in Coutt accounts.

This is the most exclusive credit card in England, and it has an advisory service available 24 hours a day, access to luxury waiting areas in airports and private purchases in designer stores.

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