What are the credit cards that refund your purchases and how much do they pay?

The ace credit card They are one of the most used instruments to buy easily, since they allow you to perform the cashless transaction and without paying at that time. But beyond this advantage, some of them offer additional benefits such as returning money to the customer for their purchases.

This benefit, known as cash back, is granted by some banks when purchasing with certain credit cards in specific establishments and web pages. The percentage of the purchase returned depends on each financial institution.

The National Commission for the Protection and Defense of Financial Services Users (conduct) issued a list of credit cards and banks which provide this benefit when shopping at various businesses such as gas stations, restaurants, entertainment centers, pharmacies, self-service and online stores.

– Santander like you

To be able to benefit from this advantage, the only condition is to have a Santander Like U debit or credit card. In the case of payment with the second type of card mentioned, the percentage of money refunded can be doubled.

He cash back It is 4% in payments in service stations, 5% In restaurants and entertainment, 6% In pharmacy.

– Rappard

This credit card, in addition to returning money for purchases, has Zero commission per annuity.

He cash back It is 5% In flights and hotels but Rap, 3% ask food in rappi1% on all purchases.

– Citibanamex Costco

This map is the result of a agreement between Citibanamex and Costco. It is designed for customers of this store, including small and medium-sized entrepreneurs who supply their wholesale goods here.

He cash back It is 3% annual cash back on all purchases at Costco Mexico and in the United States, online shopping and Service stations of Costco Mexico. It also offers a 2% per year outside of Costco on all purchases made at any establishment in the world.

– HSBC 2Now

He cash back It is 2% on purchases with HSBC 2Now balance on the same map 3% extra bonus within the first 30 days of activation and in purchases from 6 months without interest (MSI) in affiliate stores.

In addition, it does not charge an annuity and allows the balance of other bank cards to be transferred.

– Hey Banregio Bank

Hey Banco is a non-annuity card that gives its customers the option of reducing their interest rate month by month and deferring their purchases at participating stores.

He cash back It is 5% the first month. After that is 1% on purchases with a physical card and 2% on purchases with a virtual card.

Although this advantage is one of the factors that can be taken into account when choosing a credit card, it is not the only one. Among those that Condusef recommends taking into account is the ease with which it can be obtained.

In the last analysis he carried out, he detected two of the worst banks to deal with and four of the best within a list of 14 banking institutions analyzed.

The bone banks what did they get failing grades son Banamex and Banca Mifel. Among the irregularities noted by the Condusef are its Membership Agreement which is missing several data (express consent of users, amount and frequency of commissions), its account status in which data such as the description of each charge and credit are omitted, as well as their Internet website for not providing information in accordance with the contract.

During this time between top rated banks are HSBC Mexico, Banco Regional, BBVA Mexico and SOFOM Inbursa.