Those who choose the credit card option must assess various variables so that they can make purchases with some freedom, including the Annual Percentage Rate
A few days before Black Friday arrives, thousands of consumers have various options to make all kinds of purchases, among these options are the use of debit cards, cash payments, as well as credit cards.
Those who choose the credit card option must assess various variables so that they can make purchases with some freedom, including the Annual Percentage Rate (APR).
The APR is the interest rate on a credit card, it is the price that every consumer pays when borrowing money from the bank that has been chosen. This figure will depend on the bank mainly.
For this reason, Globe Live Media recommends to those who plan to pay all their purchases with a credit card which are the best and do not have a strong impact on their pockets.
Blue Cash Everyday from American Express
The introductory APR of 0% on purchases and balance transfers for 15 months from the date of opening of the account is a plus that this card gives, after this, the APR will be variable. On the other hand, American Express with the use of this card offers a charge of $0 dollars under the scheme buy now, pay later.
In addition, those who process the card for the first time, have the right to recover $100 dollars if they accumulate purchases of up to $2,000 dollars during the first semester that they have it in their hands.
Chase Sapphire Preferred
According to The Money Talk, this card can be a great option for those looking to buy travel packages. Chase offers great benefits for all those who seek this type of opportunity on Black Friday.
The Chase Sapphire Preferred card provides 60,000 bonus points when you make $4,000 worth of purchases within the first three months, which is $750 worth of travel.
Citi DoubleCash
This card does not charge an annual fee, it also returns 1% in cash on each purchase made, as if that were not enough, it gives another 1% cash back when you pay for those purchases.
This Citi card gives you points worth up to $200 in cash back when you make purchases of more than $1,500 in the first six months you own this credit card.