At Globe Live Media we explain how to make claims to the FEMA National Flood Insurance Program, which will allow you to obtain up to $1,000 in reimbursement for purchases of construction materials
As part of the financial aid offered to Floridians affected by Hurricane Ian, the Federal Emergency Management Agency (FEMA) has indicated that its National Flood Insurance Program (NFIP) has received more than 44,100 claims from beneficiaries and has disbursed more than $509 million dollars to people who have this insurance.
The National Flood Insurance Program provides financial protection to people, helping to reduce the socioeconomic impact caused by floods, and is offered to the public through a network of approximately 60 insurance companies and directly.
At Globe Live Media we tell you how to make a flood claim to this FEMA program, which will help you bear the costs of repairing your home if it was affected by this natural disaster.
How can I file a claim with the National Flood Insurance Program (NFIP)?
According to information published by FEMA, you should immediately report your losses to your agent or insurance company. To do this, you must call the FNIP directly at the number 877-336-2672.
It is convenient that you ask about advance payments.
Once you complete this step, an adjuster will come to your home to inspect it. Be sure to take photos and videos of flood damage before throwing out damaged items or tearing up your carpet.
It is also possible that the review of your home can be done remotely, but you must ask the adjuster directly for this.
During the inspection, you should talk to the adjuster to let them know what is covered under your current policy, and ask them anything related to the claims process.
It is essential that you document all your losses in order to receive your payment.
If this is your first time making a claim and you have not had any claims before, FEMA will not increase your insurance premium.
How much money can I receive for a National Flood Insurance Program claim?
In addition to claims for flood damage (which may vary as determined by the adjuster), NFIP policyholders can receive up to $1,000 toward reimbursement for the purchase of repair supplies such as sandbags, plastic tarps and wood.
They can also receive up to $1,000 for storage expenses if insured property is moved.
According to FEMA, insured users must submit a claim for reimbursement to avoid flood losses, regardless of whether they were successful in avoiding flood damage.